Product Rates

You can view all our rates on the guide below

Click icon Initial Rate (AER) Initial Rate Period Product Product Type Reversion Rate Lender Fee ERC Max LTV Product Code
Apply 3.19% 2 year 2 year discount 50+ Mortgage 4.20% £995 Years 1-2 = 3% 75% 50585
Apply 3.30% 2 year 2 year discount (Fee Free) 50+ Mortgage 4.20% £0 Years 1-2 = 3% 75% 50586
Apply 3.60% 2 year 2 year fixed RIO Mortgage 4.20% £995 Years 1-2 = 3% 75% 50547
Apply 3.85% 2 year 2 year fixed (Fee Free) RIO Mortgage 4.20% £0 Years 1-2 = 3% 75% 50548
Apply 3.90% 5 year 5 year fixed RIO Mortgage 4.20% £995 Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% 75% 50549
Apply 4.05% 5 year 5 year fixed (Fee Free) RIO Mortgage 4.20% £0 Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% 75% 50550
Apply 3.50% 2 year 2 year discount RIO Mortgage 4.20% £995 Years 1-2 = 3% 75% 50587
Apply 3.75% 2 year 2 year discount (Fee Free) RIO Mortgage 4.20% £0 Years 1-2 = 3% 75% 50588
Apply 3.20% 5 year 5 year fixed Holiday Let 4.20% £995 Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% 50% 50575
Apply 3.35% 5 year 5 year fixed (Fee Free) Holiday Let 4.20% £0 Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% 50% 50576
Apply 3.20% 2 year 2 year fixed Holiday Let 4.20% £995 Years 1-2 = 3% 60% 50577
Apply 3.45% 2 year 2 year fixed (Fee Free) Holiday Let 4.20% £0 Years 1-2 = 3% 60% 50578
Apply 3.40% 5 year 5 year fixed Holiday Let 4.20% £995 Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% 60% 50579
Apply 3.55% 5 year 5 year fixed (Fee Free) Holiday Let 4.20% £0 Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% 60% 50580
Apply 3.70% 2 year 2 year fixed Holiday Let 4.20% £995 Years 1-2 = 3% 75% 50617
Apply 3.85% 2 year 2 year fixed (Fee Free) Holiday Let 4.20% £0 Years 1-2 = 3% 75% 50618
Apply 3.95% 5 year 5 year fixed Holiday Let 4.20% £995 Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% 75% 50619
Apply 4.10% 5 year 5 year fixed (Fee Free) Holiday Let 4.20% £0 Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% 75% 50620
Apply 2.70% 5 year 5 year fixed 50+ Mortgage 4.20% £995 Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% 50% 50607
Apply 3.05% 5 year 5 year fixed (Fee Free) 50+ Mortgage 4.20% £0 Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% 50% 50608
Apply 2.90% 5 year 5 year fixed RIO Mortgage 4.20% £995 Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% 50% 50615
Apply 3.05% 5 year 5 year fixed (Fee Free) RIO Mortgage 4.20% £0 Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% 50% 50616
Apply 2.89% 2 year 2 year fixed 50+ Mortgage 4.20% £995 Years 1-2 = 3% 60% 50609
Apply 3.00% 2 year 2 year fixed (Fee Free) 50+ Mortgage 4.20% £0 Years 1-2 = 3% 60% 50610
Apply 2.90% 5 year 5 year fixed 50+ Mortgage 4.20% £995 Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% 60% 50611
Apply 3.25% 5 year 5 year fixed (Fee Free) 50+ Mortgage 4.20% £0 Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% 60% 50612
Apply 2.79% 2 year 2 year discount 50+ Mortgage 4.20% £995 Years 1-2 = 3% 60% 50613
Apply 2.90% 2 year 2 year discount (Fee Free) 50+ Mortgage 4.20% £0 Years 1-2 = 3% 60% 50614
Apply 3.00% 2 year 2 year fixed RIO Mortgage 4.20% £995 Years 1-2 = 3% 60% 50436
Apply 3.25% 2 year 2 year fixed (Fee Free) RIO Mortgage 4.20% £0 Years 1-2 = 3% 60% 50437
Apply 3.30% 5 year 5 year fixed RIO Mortgage 4.20% £995 Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% 60% 50438
Apply 3.45% 5 year 5 year fixed (Fee Free) RIO Mortgage 4.20% £0 Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% 60% 50439
Apply 2.90% 2 year 2 year discount RIO Mortgage 4.20% £995 Years 1-2 = 3% 60% 50527
Apply 3.15% 2 year 2 year discount (Fee Free) RIO Mortgage 4.20% £0 Years 1-2 = 3% 60% 50528
Apply 3.29% 2 year 2 year fixed 50+ Mortgage 4.20% £995 Years 1-2 = 3% 75% 50571
Apply 3.40% 2 year 2 year fixed (Fee Free) 50+ Mortgage 4.20% £0 Years 1-2 = 3% 75% 50572
Apply 3.50% 5 year 5 year fixed 50+ Mortgage 4.20% £995 Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% 75% 50573
Apply 3.65% 5 year 5 year fixed (Fee Free) 50+ Mortgage 4.20% £0 Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% 75% 50574
Apply 3.98% Lifetime Equity Release Mortgage (V3) Equity Release (Additional Borrowing only) N/A £0 Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1%) Depends on age 50539
Apply 3.83% Lifetime Equity Release Mortgage (V4) Equity Release (Additional Borrowing only) N/A £250 Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1%) Depends on age 50540
Apply 4.31% Lifetime Equity Release Mortgage Extended LTV (V1) Equity Release (Additional Borrowing only) N/A £0 Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1% Depends on age 50497
Apply 4.17% Lifetime Equity Release Mortgage Extended LTV (V2) Equity Release (Additional Borrowing only) N/A £250 Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1% Depends on age 50498
Apply 4.07% Lifetime Equity Release Mortgage Extended LTV (V3) Equity Release (Additional Borrowing only) N/A £0 Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1%) Depends on age 50543
Apply 3.93% Lifetime Equity Release Mortgage Extended LTV (V4) Equity Release (Additional Borrowing only) N/A £250 Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1%) Depends on age 50544
Apply 3.65% Lifetime Equity Release Mortgage Equity Release (Additional Borrowing only) N/A £250 Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1%) Depends on age 50494
Apply 3.80% Lifetime Equity Release Mortgage (Fee Free) Equity Release (Additional Borrowing only) N/A £0 Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1%) Depends on age 50495
Apply 4.00% Lifetime Equity Release Mortgage Plus Equity Release (Additional Borrowing only) N/A £250 Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1%) Depends on age 50541
Apply 4.15% Lifetime Equity Release Mortgage Plus (Fee Free) Equity Release (Additional Borrowing only) N/A £0 Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1%) Depends on age 50542
Apply 3.95% 2 year 2 year fixed Retirement Mortgage (Additional Borrowing only) 4.20% £250 Years 1-2 = 3% 52% 50446
Apply 4.15% 5 year 5 year fixed Retirement Mortgage (Additional Borrowing only) 4.20% £250 Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% 52% 50487